Privacy Policy

1. Introduction

Abatungi Barungi Farmers SACCO ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services or visit our website at abatungibarungi.com.

2. Information We Collect

We may collect the following types of information:

• Personal identification information (name, national ID, date of birth)
• Contact information (email address, phone number, physical address)
• Financial information (income details, bank account information for transactions)
• Employment and business information
• Next of kin and beneficiary details
• Photos and identification documents for verification purposes

3. How We Use Your Information

We use the information we collect to:

• Process your membership application and manage your account
• Provide savings, credit, and other financial services
• Communicate with you about your account and our services
• Comply with legal and regulatory requirements
• Prevent fraud and ensure the security of transactions
• Improve our products and services
• Send you updates about new services and opportunities (with your consent)

4. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With regulatory authorities as required by Uganda's financial services laws
• With credit reference bureaus for credit assessment purposes
• With service providers who assist in our operations (under strict confidentiality)
• When required by law or legal process
• To protect the rights and safety of our members and the SACCO

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes:

• Secure storage of physical and digital records
• Access controls limiting who can view member information
• Regular security assessments and updates
• Staff training on data protection practices

6. Your Rights

As a member, you have the right to:

• Access your personal information held by us
• Request correction of inaccurate information
• Request deletion of your information (subject to legal requirements)
• Withdraw consent for marketing communications
• Lodge a complaint with relevant authorities

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, accounting, and reporting requirements. Member records are typically retained for a minimum of 7 years after the end of membership as required by financial regulations.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify members of any material changes through our communication channels. The updated policy will be effective upon posting on our website.

9. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us: